The Correct Answer is "Both loss of sales as well as standing charges ". Important PointsThe Loss of Profits Policy is formulated to cover the likely monetary loss occurring from break-in business activity that may arise due to physical loss of property by an event covered for insurance. Loss of profit (LOP) insurance provides coverage for financial losses due to delays in the loss in sales, construction, standing charges and infrastructure projects. LOP will also provide a payout if companies face higher costs or lost profits when a project takes longer than expected to complete. LOP is often called delayed completion coverage or delay in start-up (DSU) insurance as well. LOP will also provide a payout if companies face higher costs or lost profits when a project takes longer than expected to complete. LOP is often called delayed completion coverage or delay in start-up (DSU) insurance as well. Loss of profit insurance only covers the actual loss of gross profit stemming from a delayed project. Additional Information A standing charge is added to most gas and electricity bills, or any other service provider bills. It's a fixed daily amount that customers have to pay, no matter how much energy they use. A standing charge covers the costs your energy supplier incurs to get gas and electricity to you.